b'Climate challengesand opportunities,and Greenhouse gasemissions managementWe have calculated our direct and indirect emissions (Scope 1 and 2) for 2022. With the helpManaging climate risks of a climate change expert, our teams are currently finalizing this measurement for 2023, in accordance with the GHG Protocol1 guidelines. Analyses of our Scope 3, emissions, whichand opportunitiesinclude all indirect emissions produced across the organizations value chain, are currently underway. As a damage insurer, managing climate-related risks and opportunities is vital. It allows us Having a thorough understanding of our greenhouse gas (GHG) emissions will allow usto anticipate, assess, and manage the potential impacts on our business. to develop our decarbonization plan, so we can achieve our target of net zero emissions. Proper management of these issues not only enables us to achieve our business objectives, Until we can begin decarbonizing, we are offsetting our Scope 1 and 2 emissions, whichbut also to maintain our members trust and meet regulatory requirements.notably stem from our office and vehicle use. In 2022, we worked with Planetair, a non-profit organization that supports Gold Standard certified projects, to offset these emissionsManaging climate risks and opportunities is a priority for our organization. Thats why all our and ensure that our carbon offsets contribute to projects with verifiable climate benefits.teams (Risk, Actuarial, Investment, CSR) work on it actively.We look forward to building on this success in 2023.Through our partnership with SOCODEVI, an organization we helped found, we also offset our travel emissions associated with our annual meeting.To tackle Scope 3 emissions, which cover 15 categories according to the GHG Protocol, we are currently developing an appropriate methodology. As an insurer, emissions related to iew v Re R S C 2 8 1 our investments, insurance operations, and staff travel require special attention.32 0 | 1The Greenhouse Gas Protocole, or GHG Protocol, is an international protocal that aims to establish regulations to better define greenhouse gas emissions, particularly from the industry, as to account and reduce them.'