What makes us such a trusted name in farm insurance
Local farmers have been putting their trust in Promutuel Insurance ever since our founding over 170 years ago. Our mutualist values and our historical ties with farming in Québec have a lot to do with that.
Curious to find out why we’re the leading farm insurer in Quebec? Here are some of the reasons why so many local farmers choose Promutuel Insurance to protect their farm businesses.
A history rooted in Quebec agriculture
The mutual at the origin of Groupe Promutuel was founded in 1852 in Huntingdon in Québec’s Montérégie region. It was established by farmers and village leaders looking to meet a critical need— collectively protect their farm property against fire.
As time passed, more and more of these mutuals sprang up across the province. In 1956, several of them decided to form a federation to foster cooperation and mutual support. The federation became Groupe Promutuel in 1986.
Today, Promutuel Insurance, the first mutual insurance company founded in Québec by and for the local population, has a network of 13 mutuals spread across all regions of Quebec. With our extensive range of car, home, business and farm insurance products, we continue building on our mutualist values to ensure the peace of mind of Quebecers.
Why local farmers choose Promutuel Insurance
As our story shows, farming is ingrained in our history and DNA. But Quebec farmers don’t rely on us only because of our history. Find out what makes Promutuel Insurance a leading farm insurer.
170 years of expertise
At Promutuel Insurance, we’ve been protecting Quebecers’ properties since 1852. When it comes to farm insurance, local farmers especially appreciate our expertise in prevention. Our specialized teams are on hand in every region of the province to advise farmers on best practices for improving farm safety and preventing incidents. With Promutuel Insurance, farmers get more than just an insurance policy: they get access to an experienced and reliable partner they can really count on. That’s what makes us such a trusted farm insurance leader.
Promutuel Insurance is the most recommended consumer insurer in Québec according to a SOM survey conducted from May 22 to June 3, 2024, among adults with car or home insurance issued by damage insurers licensed to operate in Québec.
Our people-friendly approach
At Promutuel Insurance, we’re more than an insurer. We’re a caring partner that protects our insured members like family. Guided by our mutualist principles, our team promotes values of solidarity, openness, engagement, and ambition that resonate with people in the farming community.
Our personalized approach and commitment to satisfaction are the foundation of the signature experience we offer our insured members. This human touch is all the more important in agriculture, where farmers look for reassurance and support in dealing with daily challenges like weather, market fluctuations, and material risks.
Help that’s close at hand
With offices and damage insurance agents all across Quebec, we’re close to our insured members in every sense of the word. Our local presence keeps us attuned to regional realities, a crucial advantage in providing proper coverage for local farmers.
Our deep community connections are also apparent in the economic and social role we play, inspired by our shared mutualist principles. Indeed, all Groupe Promutuel mutual insurance companies actively support local causes, generate employment opportunities, sponsor events, and invest in the regions they serve. To learn more, visit our blog page and check out the many posts labelled “Local presence.”
Our local involvement is particularly important to the farming community. It strengthens the sense of belonging and trust between Promutuel Insurance and Québec farmers. They appreciate that their insurer understands their needs and realities and contributes to the well-being of their communities.
Tailored solutions and advice
Every farm is unique and has its own specific needs. We understand that. That’s why Promutuel Insurance offers a wide range of products for every circumstance, including coverage for everything from farm buildings and machinery to livestock, operating income and much more. Other practical products available to help meet your farm insurance needs include Juripro, Farm Perspective and Cyber Risk Insurance.
Our personalized approach is another distinguishing feature of Promutuel Insurance. Our damage insurance agents take the time to assess each insured member’s situation, explain available options in clear and meaningful terms, and
guide members through the process. We offer coverage that takes your reality into account, along with assistance and support tailored to your specific needs.
We also contribute to agricultural loss prevention through our support for the Livre jaune, a valuable resource developed in collaboration with the Corporation des maîtres electricians du Québec (CMEQ). This guide was designed as a tool farmers can refer to to help them prevent losses. It’s filled with practical advice and essential information farmers can use to better protect their farms and minimize operational risks. This initiative reflects our commitment to supporting farmers not only in the event of a claim, but before claims arise, with tools to help ensure the long-term viability of their operations. If you would like to have access to this guide,, talk to your damage insurance agent.
When a loss does occur, our people-centred approach makes even more of a difference. Our insured members can rely on fast access to clear, reassuring support to quickly get back into operation. With Promutuel Insurance, they have a partner who is THERE for them through good times and bad.
A heritage of trust cultivated over generations
Promutuel Insurance stands out as Québec’s farm insurance leader thanks to the trust farmers have placed in us for generations and the values of solidarity and mutual assistance underpinning our bond with the farming communities we serve.
Ready to cultivate your peace of mind? Request a farm insurance quote online or contact one of our damage insurance representatives today!
