b'A Word from the Chair ofthe BoardFrom yesterday to todayPromutuel Insurance has always been about mutual support and cooperation. Those values led to the creation of Qubecs very first mutual association in 1852 in Huntingdon. This milestone in our organizations history also laid the foundation for the mutual insurance movement, which continues to thrive today. In 2022, we commemorated this landmark event throughout the year,celebrating the strength and determination that have carried us forward across generations even during turbulent times. Our pioneering predecessors were resilient, resourceful, and innovative Yvan Rose as they strived constantly to meet the needs and expectations of C.ADM., CIP our insured members, just as we proudly continue to do today.2 1 2 A nnua l 2 Re or t | p 20'