b'COMBINED FINANCIAL OVERVIEW (CONTD)As at December 312022 2021$ $(in thousands of Canadian dollars)ASSETSInvestments, loans and cash 1,350,000 1,423,000Accounts receivable and other assets 534,000 437,000Tangible and intangible assets 76,000 96,000Right-of-use assets 28,000 31,000Share of retrocessions and reinsurers in provisions 56,000 46,0002,044,000 2,033,000LIABILITIESClaims being settled 361,000 313,000Unearned premiums 538,000 499,000899,000 812,000Accounts payable and other liabilities 164,000 264,000Lease liabilities 31,000 34,0001,094,000 1,110,000EQUITYCapital, reserves, and retained earnings 950,000 923,0002,044,000 2,033,0003 4 2 A nnua l 2 Re or t | p 20'